Model portfolio · S&P 500 · updated 2026-10-28

15 companies, equal weight

Large caps from the S&P 500. 13F flows from S&P 500 holders. Paper portfolio from $200,000 on 2026-10-15. Research only, not investment advice.

Value$200,395from $200,000

Return+0.20%$395 P&L

vs S&P 500+0.22 ptsS&P -0.03%

Max drawdown-3.4%peak to trough

Cash$1,90255 qualify today

$200K start

Holdings

What the rule holds today

Company	Sector	Weight	Since added	Upside	Quality	P/E	FCF yield	ND/EBIT	13F holders q/q	Opened
Tech pick	Information Technology	6.4%	-2.2%	Members only	Members only	Members only	Members only	Members only	Members only	2026-10-15
Utilities pick	Utilities	6.6%	+0.3%	Members only	Members only	Members only	Members only	Members only	Members only	2026-10-15
Consumer pick	Consumer Discretionary	6.1%	-7.8%	Members only	Members only	Members only	Members only	Members only	Members only	2026-10-15
Consumer pick	Consumer Discretionary	6.9%	+4.9%	Members only	Members only	Members only	Members only	Members only	Members only	2026-10-15
Industrials pick	Industrials	6.8%	+2.7%	Members only	Members only	Members only	Members only	Members only	Members only	2026-10-15
Health Care pick	Health Care	6.0%	-9.5%	Members only	Members only	Members only	Members only	Members only	Members only	2026-10-15
Financials pick	Financials	6.5%	-1.9%	Members only	Members only	Members only	Members only	Members only	Members only	2026-10-15
Tech pick	Information Technology	6.5%	-1.1%	Members only	Members only	Members only	Members only	Members only	Members only	2026-10-15
Financials pick	Financials	6.8%	+2.5%	Members only	Members only	Members only	Members only	Members only	Members only	2026-10-15
Industrials pick	Industrials	6.8%	+3.8%	Members only	Members only	Members only	Members only	Members only	Members only	2026-10-15
Tech pick	Information Technology	6.5%	-1.1%	Members only	Members only	Members only	Members only	Members only	Members only	2026-10-15
Tech pick	Information Technology	6.5%	-1.2%	Members only	Members only	Members only	Members only	Members only	Members only	2026-10-15
Consumer pick	Consumer Staples	6.7%	+1.7%	Members only	Members only	Members only	Members only	Members only	Members only	2026-10-15
Tech pick	Information Technology	6.9%	+5.5%	Members only	Members only	Members only	Members only	Members only	Members only	2026-10-15
Financials pick	Financials	7.1%	+7.1%	Members only	Members only	Members only	Members only	Members only	Members only	2026-10-15

Next in line

Qualifying companies the rule would buy next

55 companies pass every test today

Members see the bench: who replaces a holding the day it's sold.

Become a member$11.99/week · $24.99/month · $199.99/year

+ Ranked bench+ Upside & quality+ Swap triggers

The rule

Fixed, public, boring

Buy. Upside ≥ 20%, quality ≥ 0.5, profitable, positive cash earnings, net debt ≤ 3.5× EBIT, not at a cyclical peak. Top 15 by upside, equal weight.

Sell. Upside < 5% (fair value), quality < 0.4, losses or negative cash earnings, net debt > 4.5× EBIT, or a cyclical peak.

Swap. A held name ranked below 30 is replaced when a candidate has 25 points more upside (max 2 a day, after 28 trading days held).

Rebalance. When a weight drifts ±25% from target. Every trade pays 5 bp.